There are no two ways about it – Christmas can be an expensive time of year. Many people often overspend at Christmas time, splashing out on presents, food, nights out and more, with the thought that they will delay the problem until January and sort it out then. Indeed, according to short term loan website Growing Power – searches for short term and emergency funding peak in January and February, as people struggle to meet their critical bills having dipped into their emergency funds.
As I write this, January is a mere two days away, and so the time to reclaim control of your money is here. Below we list 5 things you can do to restore order in your financial World if you have overspent this yuletide.